Bank/CU Name: Merrimack Valley Credit Union Charter Number: 68693
Charter Type: Credit Union Main Office: 500 Merrimack Street , Lawrence, MA 01843 Phone: 978-975-4095
Charter Date: 10/1/2018 Federal Regulator: NCUA Fax: (508) 697-8110
Activity Date Activity Type Description
10/31/2024 Merger Merrimack Valley Credit Union (Merrimack Valley), Lawrence - permission to (1) merge with Cabot Boston Credit Union (Cabot), Boston, Massachusetts; and (2) as part of this merger transaction, amend the bylaws of Merrimack Valley to include Cabot’s current membership eligibility. Under the terms of the merger, Cabot will merge with and into Merrimack Valley under the charter, bylaws, and name of Merrimack Valley. The main office of Merrimack Valley would remain the main office of the continuing credit union and the sole banking office of Cabot would be retained as a branch office. Comment period ended August 29, 2024.
9/30/2024 Merger Merrimack Valley Credit Union (Merrimack Valley), Lawrence - permission to (1) merge with Cabot Boston Credit Union (Cabot), Boston, Massachusetts; and (2) as part of this merger transaction, amend the bylaws of Merrimack Valley to include Cabot’s current membership eligibility. Under the terms of the merger, Cabot will merge with and into Merrimack Valley under the charter, bylaws, and name of Merrimack Valley. The main office of Merrimack Valley would remain the main office of the continuing credit union and the sole banking office of Cabot would be retained as a branch office. Comment period ended August 29, 2024.
8/30/2024 Merger Merrimack Valley Credit Union (Merrimack Valley), Lawrence - permission to (1) merge with Cabot Boston Credit Union (Cabot), Boston, Massachusetts; and (2) as part of this merger transaction, amend the bylaws of Merrimack Valley to include Cabot’s current membership eligibility. Under the terms of the merger, Cabot will merge with and into Merrimack Valley under the charter, bylaws, and name of Merrimack Valley. The main office of Merrimack Valley would remain the main office of the continuing credit union and the sole banking office of Cabot would be retained as a branch office. Comment period ended August 29, 2024.
8/30/2024 Relocate Branch Office Merrimack Valley Credit Union, Lawrence - permission to relocate its branch office from 39 Home Depot Drive, Plymouth to 73 Long Pond Road, Plymouth - approved August 21, 2024.
7/31/2024 Relocate Branch Office Merrimack Valley Credit Union, Lawrence - permission to relocate its branch office from 39 Home Depot Drive, Plymouth to 73 Long Pond Road, Plymouth. Comment period ended July 10, 2024.
7/31/2024 Merger Merrimack Valley Credit Union (Merrimack Valley), Lawrence - permission to (1) merge with Cabot Boston Credit Union (Cabot), Boston, Massachusetts; and (2) as part of this merger transaction, amend the bylaws of Merrimack Valley to include Cabot’s current membership eligibility. Under the terms of the merger, Cabot will merge with and into Merrimack Valley under the charter, bylaws, and name of Merrimack Valley. The main office of Merrimack Valley would remain the main office of the continuing credit union and the sole banking office of Cabot would be retained as a branch office. Comment period ends August 29, 2024.
6/30/2024 Relocate Branch Office Merrimack Valley Credit Union, Lawrence - permission to relocate its branch office from 39 Home Depot Drive, Plymouth to 73 Long Pond Road, Plymouth. Comment period ends July 10, 2024.
5/31/2023 Merger Merrimack Valley Credit Union (Merrimack Valley), Lawrence - permission to (1) merge with RTN Federal Credit Union (RTN), Revere, Massachusetts; and (2) as part of this merger transaction, amend the bylaws of Merrimack Valley to (a) include RTN’s current membership eligibility; and (b) add membership eligibility for persons who live, work, or attend school in Worcester County, Massachusetts; members and volunteers of religious, civic or charitable organizations located in Worcester County; and family members of such persons. The main office of Merrimack Valley would remain the main office of the continuing credit union and the banking offices of RTN would be retained as branch offices - approved May 24, 2023.
4/28/2023 Merger Merrimack Valley Credit Union (Merrimack Valley), Lawrence - permission to (1) merge with RTN Federal Credit Union (RTN), Revere, Massachusetts; and (2) as part of this merger transaction, amend the bylaws of Merrimack Valley to (a) include RTN’s current membership eligibility; and (b) add membership eligibility for persons who live, work, or attend school in Worcester County, Massachusetts; members and volunteers of religious, civic or charitable organizations located in Worcester County; and family members of such persons. The main office of Merrimack Valley would remain the main office of the continuing credit union and the banking offices of RTN would be retained as branch offices. Comment period ended March 31, 2023.
3/31/2023 Merger Merrimack Valley Credit Union (Merrimack Valley), Lawrence - permission to (1) merge with RTN Federal Credit Union (RTN), Revere, Massachusetts; and (2) as part of this merger transaction, amend the bylaws of Merrimack Valley to (a) include RTN’s current membership eligibility; and (b) add membership eligibility for persons who live, work, or attend school in Worcester County, Massachusetts; members and volunteers of religious, civic or charitable organizations located in Worcester County; and family members of such persons. The main office of Merrimack Valley would remain the main office of the continuing credit union and the banking offices of RTN would be retained as branch offices. Comment period ended March 31, 2023.
2/28/2023 Merger Merrimack Valley Credit Union (Merrimack Valley), Lawrence - permission to (1) merge with RTN Federal Credit Union (RTN), Revere, Massachusetts; and (2) as part of this merger transaction, amend the bylaws of Merrimack Valley to (a) include RTN’s current membership eligibility; and (b) add membership eligibility for persons who live, work, or attend school in Worcester County, Massachusetts, members and volunteers of religious, civic or charitable organizations located in Worcester County, and family members of such persons. The main office of Merrimack Valley would remain the main office of the continuing credit union and the banking offices of RTN would be retained as branch offices. Comment period ends March 31, 2023.
12/30/2022 Establish Branch Merrimack Valley Credit Union, Lowell - notice to establish a branch office at 1095 Washington Street, Hanover - non-objection issued December 13, 2022.
11/30/2022 Establish Branch Merrimack Valley Credit Union, Lowell - notice to establish a branch office at 1095 Washington Street, Hanover. Filed November 15, 2022.
5/31/2022 Relocate Branch Office Merrimack Valley Credit Union, Lawrence - permission to relocate its branch office from 44 Shops at 5 Way, Plymouth to 39 Home Depot Drive, Plymouth - approved May 26, 2022.
4/29/2022 Relocate Branch Office Merrimack Valley Credit Union, Lawrence - permission to relocate its branch office from 44 Shops at 5 Way, Plymouth to 39 Home Depot Drive, Plymouth. Comment period ended April 18, 2022.
3/31/2022 Relocate Branch Office Merrimack Valley Credit Union, Lawrence - permission to relocate its branch office from 44 Shops at 5 Way, Plymouth to 39 Home Depot Drive, Plymouth. Comment period ends April 18, 2022.
2/26/2021 Credit Union Membership By-law amendment Merrimack Valley Credit Union, Lawrence - permission to amend its bylaws to expand the associations which qualify persons for membership. The amendment relative to membership eligibility proposes to add membership for persons who reside, work, or attend school in: a) Suffolk County, Massachusetts; b) the New Hampshire counties of Hillsborough, Merrimack, and Strafford; c) the Rhode Island counties of Providence and Kent; d) all cities and towns within the Massachusetts counties of Essex and Middlesex that are not already included in the current bylaws; e) all cities and towns within Rockingham County, New Hampshire that are not already included in the current bylaws; and f) immediate family members of such persons - approved, as amended, February 25, 2021. The approval amended the geographic expansion to not include the New Hampshire counties of Merrimack and Strafford.
1/29/2021 Credit Union Membership By-law amendment Merrimack Valley Credit Union, Lawrence - permission to amend its bylaws to expand the associations which qualify persons for membership. The amendment relative to membership eligibility proposes to add membership for persons who reside, work, or attend school in: a) Suffolk County, Massachusetts; b) the New Hampshire counties of Hillsborough, Merrimack, and Strafford; c) the Rhode Island counties of Providence and Kent; d) all cities and towns within the Massachusetts counties of Essex and Middlesex that are not already included in the current bylaws; e) all cities and towns within Rockingham County, New Hampshire that are not already included in the current bylaws; and f) immediate family members of such persons. Comment period ended December 4, 2020.
12/31/2020 Credit Union Membership By-law amendment Merrimack Valley Credit Union, Lawrence - permission to amend its bylaws to expand the associations which qualify persons for membership. The amendment relative to membership eligibility proposes to add membership for persons who reside, work, or attend school in: a) Suffolk County, Massachusetts; b) the New Hampshire counties of Hillsborough, Merrimack, and Strafford; c) the Rhode Island counties of Providence and Kent; d) all cities and towns within the Massachusetts counties of Essex and Middlesex that are not already included in the current bylaws; e) all cities and towns within Rockingham County, New Hampshire that are not already included in the current bylaws; and f) immediate family members of such persons. Comment period ended December 4, 2020.
11/30/2020 Credit Union Membership By-law amendment Merrimack Valley Credit Union, Lawrence - permission to amend its bylaws to expand the associations which qualify persons for membership. The amendment relative to membership eligibility proposes to add membership for persons who reside, work, or attend school in: a) Suffolk County, Massachusetts; b) the New Hampshire counties of Hillsborough, Merrimack, and Strafford; c) the Rhode Island counties of Providence and Kent; d) all cities and towns within the Massachusetts counties of Essex and Middlesex that are not already included in the current bylaws; e) all cities and towns within Rockingham County, New Hampshire that are not already included in the current bylaws; and f) immediate family members of such persons. Comment period ends December 4, 2020.
10/30/2020 Credit Union Membership By-law amendment Merrimack Valley Credit Union, Lawrence - permission to amend its bylaws to expand the associations which qualify persons for membership. The amendment relative to membership eligibility proposes to add membership for persons who reside, work, or attend school in: a) Suffolk County, Massachusetts; b) the New Hampshire counties of Hillsborough, Merrimack, and Strafford; c) the Rhode Island counties of Providence and Kent; d) all cities and towns within the Massachusetts counties of Essex and Middlesex that are not already included in the current bylaws; e) all cities and towns within Rockingham County, New Hampshire that are not already included in the current bylaws; and f) immediate family members of such persons. Comment period ends December 4, 2020.
12/31/2019 Merger Merrimack Valley Credit Union (Merrimack Valley), Lawrence - permission to (1) merge with Ocean Spray Employees Federal Credit Union (Ocean Spray), Bridgewater; and (2) as part of this merger transaction, amend the by-laws of Merrimack Valley to include Ocean Spray’s current membership eligibility. Under the terms of the Merger Agreement and Plan of Merger, Ocean Spray will merge with and into Merrimack Valley under the charter, by-laws, and name of Merrimack Valley. The main office of Merrimack Valley would remain the main office of the continuing credit union, and banking services would continue to be offered at the Bridgewater location of Ocean Spray’s sole office through Merrimack Valley’s existing branch office at the same location - approved December 18, 2019.
11/29/2019 Merger Merrimack Valley Credit Union (Merrimack Valley), Lawrence - permission to (1) merge with Ocean Spray Employees Federal Credit Union (Ocean Spray), Bridgewater; and (2) as part of this merger transaction, amend the by-laws of Merrimack Valley to include Ocean Spray’s current membership eligibility. Under the terms of the Merger Agreement and Plan of Merger, Ocean Spray will merge with and into Merrimack Valley under the charter, by-laws and name of Merrimack Valley. The main office of Merrimack Valley would remain the main office of the continuing credit union, and banking services would continue to be offered at the Bridgewater location of Ocean Spray’s sole office through Merrimack Valley’s existing branch office at the same location. Comment period ended September 30, 2019.
10/31/2019 Merger Merrimack Valley Credit Union (Merrimack Valley), Lawrence - permission to (1) merge with Ocean Spray Employees Federal Credit Union (Ocean Spray), Bridgewater; and (2) as part of this merger transaction, amend the by-laws of Merrimack Valley to include Ocean Spray’s current membership eligibility. Under the terms of the Merger Agreement and Plan of Merger, Ocean Spray will merge with and into Merrimack Valley under the charter, by-laws and name of Merrimack Valley. The main office of Merrimack Valley would remain the main office of the continuing credit union, and banking services would continue to be offered at the Bridgewater location of Ocean Spray’s sole office through Merrimack Valley’s existing branch office at the same location. Comment period ended September 30, 2019.
9/30/2019 Merger Merrimack Valley Credit Union (Merrimack Valley), Lawrence - permission to (1) merge with Ocean Spray Employees Federal Credit Union (Ocean Spray), Bridgewater; and (2) as part of this merger transaction, amend the by-laws of Merrimack Valley to include Ocean Spray’s current membership eligibility. Under the terms of the Merger Agreement and Plan of Merger, Ocean Spray will merge with and into Merrimack Valley under the charter, by-laws and name of Merrimack Valley. The main office of Merrimack Valley would remain the main office of the continuing credit union, and banking services would continue to be offered at the Bridgewater location of Ocean Spray’s sole office through Merrimack Valley’s existing branch office at the same location. Comment period ended September 30, 2019.
8/30/2019 Merger Merrimack Valley Credit Union (Merrimack Valley), Lawrence - permission to (1) merge with Ocean Spray Employees Federal Credit Union (Ocean Spray), Bridgewater; and (2) as part of this merger transaction, amend the by-laws of Merrimack Valley to include Ocean Spray’s current membership eligibility. Under the terms of the Merger Agreement and Plan of Merger, Ocean Spray will merge with and into Merrimack Valley under the charter, by-laws and name of Merrimack Valley. The main office of Merrimack Valley would remain the main office of the continuing credit union and banking services would continue to be offered at the Bridgewater location of Ocean Spray’s sole office through Merrimack Valley’s existing branch office at the same location. Comment period ends September 30, 2019.
11/30/2018 Merger Merrimack Valley Credit Union (Merrimack Valley), Lawrence - permission to (1) merge with Bridgewater Credit Union (Bridgewater), Bridgewater; and (2) as part of this merger transaction, amend the by-laws of Merrimack Valley to include Bridgewater’s current membership eligibility. Under the terms of the merger, Bridgewater will merge with and into Merrimack Valley under the charter and by-laws of Merrimack Valley. The main office of Merrimack Valley would remain the main office of the continuing credit union and the banking offices of Bridgewater would be retained as branch offices of Merrimack Valley - approved November 30, 2018.
10/31/2018 Merger Merrimack Valley Credit Union (Merrimack Valley), Lawrence - permission to (1) merge with Bridgewater Credit Union (Bridgewater), Bridgewater; and (2) as part of this merger transaction, amend the by-laws of Merrimack Valley to include Bridgewater’s current membership eligibility. Under the terms of the merger, Bridgewater will merge with and into Merrimack Valley under the charter and by-laws of Merrimack Valley. The main office of Merrimack Valley would remain the main office of the continuing credit union and the banking offices of Bridgewater would be retained as branch offices of Merrimack Valley. Comment period ends November 14, 2018.
9/28/2018 Conversion Merrimack Valley Federal Credit Union, Lawrence - permission to convert from a federally-chartered credit union to a Massachusetts-chartered credit union - approved September 25, 2018.