Bank/CU Name: MutualOne Bank Charter Number: 26395
Charter Type: Co-operative Bank – Mutual Main Office: 160 Cochituate Road , Framingham, MA 01701-7861 Phone: 508-820-4000
Charter Date: 4/18/1889 Federal Regulator: FDIC Fax: 508-532-8370


Officers of the Financial Institution:
Name Title
Kristin T. Carvalho President & CEO
Brian E. Ledwith Executive Vice President, Chief Lending Officer
Joseph D. Regan Senior Vice President, Chief Financial Officer
Daniel J. Serafin, Sr. Senior Vice President, Chief Information Officer
Carolyn J. Normand Senior Vice President, Chief Credit Officer
Timothy Steiner Senior Vice President, Team Leader Commercial Lending
Greg Pauplis Senior Vice President, Commercial Loan Officer
Brenda J. Fishlock First Vice President, Compliance & BSA Officer
Carmela M. Canal First Vice President, Deposit Operations Officer
Kimberly D. Sambuchi First Vice President, Chief Risk Officer
Kimberly L. Tyler Vice President, Treasurer & Controller
James Monette Vice President, Director of Retail Banking and Business Development
Michelle Rivers Vice President, Director of Human Resources and Clerk of MutualOne Bank
Heather Fantasia Vice President, CRA Officer
Pia Cordes Vice President, Project and Core Banking Manager
Gicelle Brito Vice President, Market Area Commercial Loan Officer
Yasmine S. Oujeiwan Vice President, Learning and Development Officer/IRA Administrator
Jeffrey D. Ryan Vice President, Commercial Loan Officer
Lynnette A. Maloney Vice President, Commercial Loan Support Officer
Michael Bilinsky, Jr. Vice President, Business Development Officer
Talia Bazegian Vice President, Loan Servicing Officer
Elise Corbett Vice President, Senior Portfolio Manager
Shihab Bakary Assistant Vice President, Credit Officer
Joleen Caldwell Assistant Vice President, Digital Banking Officer
Lisa Rosum Assistant Vice President, Loan Servicing Manager
Yves F. Munyankindi Assistant Vice President, Branch Manager - Foundation Administrator
Domenic D'Agostino Assistant Vice President, Credit Team Leader - Banking Officer
Cheryl Suarez Assistant Vice President, Deposit Operations Manager
Kimberly A. Kosivas Assistant Vice President, Commercial Loan Supervisor
David Cardoso Assistant Vice President, IT Manager
Paulo N. Deoliveira Assistant Vice President, Branch Manager
Robyn Peterson Assistant Vice President, Float Branch Manager and Administrator
Samantha M. Ramos Client Services Assistant Manager/Officer



Directors of the Financial Institution:
Kathryn A. Burns
Dennis W. Cardiff
Kristin T. Carvalho
Paul V. Galvani
Brian J. Lagarto
William H. Mayer
Brian K. Peoples
Robert Raider
Jessica L. Reed
Patricia M. Reinhardt