Bank/CU Name: Avidia Bank Charter Number: 90215
Charter Type: Savings Bank – Mutual Holding Company Main Office: 42 Main Street , Hudson, MA 01749-0190 Phone: 978-562-2222
Charter Date: 2/26/1869 Federal Regulator: FDIC Fax: 978-568-0950


Officers of the Financial Institution:
Name Title
Robert D. Cozzone President & CEO
Margaret Sullivan Executive Vice President & CFO
Robert W. Conery Executive Vice President & Chief Operations Officer
Nicholas Karmelek Executive Vice President & Chief Risk Officer
Bartholomew H. Murphy Executive Vice President & Chief Operating Officer
Lee Thompson Senior Vice President & Chief Credit Officer
Donald Frost Executive Vice President, Consumer Banking
Thomas Doane Executive Vice President, Human Resources
Neil Buckley Senior Vice President, Compliance and Security
John O'Conner Senior Vice President & Chief Information Officer
Stephen McAndrew Senior Vice President, Senior Commercial Lending Officer
Jocelyn Arsenault Senior Vice President & Chief Internal Audit Officer
Janel Maysonet Senior Vice President & Chief Marketing Officer
Trevor Bethel Senior Vice President & BSA Officer
Sharon Quinn Senior Vice President, Cash Management
Andrew Sabine Senior Vice President
Maureen Marshall Senior Vice President
Emily Braga Senior Vice President
Rita Janeiro Senior Vice President
Andrew Miller Senior Vice President
Bob Williamson Senior Vice President
David Morticelli Senior Vice President
Thomas Allain Senior Vice President
Daniel Provencher Senior Vice President
Avnish Puri Senior Vice President
Charles Budd Senior Vice President
Clifford Thompson Senior Vice President
Cheryl Cain Senior Vice President
Joe Sova Senior Vice President
Natalie Sousa Senior Vice President
Lisa Allegro Senior Vice President
Mary McDonald Senior Vice President
Karen Moe Vice President and Assistant Treasurer
Daniel Rowe Vice President & Information Security Officer
Jessica Bonetti Vice President
Jarrod Slavinskas Vice President
Danielle Avery Vice President
Danielle Gaudette Vice President
Lisette Arbelli Vice President
Keri Brown Vice President
Denise Czermak Vice President
Daniel DeAngelis Vice President
Justin Provencher Vice President
Ronald Fraser Vice President
Shrenik Shah Vice President
Laura Hughes Vice President
Erin Curry Vice President
Mary Brown Vice President
Kelly Tierney Vice President
Mikala Geurtsen Vice President
Patricia Wood Vice President
Jill A. deSousa Vice President
Patricia DeSantis Vice President
Joseph Palombo Vice President
Lynda Westbrook Vice President
James Picciotto Vice President
Edward Perachi Vice President
Marcy Silva Vice President
Michelle Chase Vice President
Joy Sullivan Vice President
Josh Nasiatka Vice President
Zachary Grant Vice President
Jennifer Cardoso Vice President
Corrine Olson Vice President
Andrea Blood Vice President
Jill Mollica Vice President
Stephanie Luz Vice President



Directors of the Financial Institution:
Jim Ball
Paul Blazer
Vanessa Candela
M. Neil Flanigan
Carol Gallagher
Mike Girard
Joseph Grimaldo
Jeff Leland
Michael Murphy
Mark R. O'Connell
Brian Parker
Ken Saul