Bank/CU Name: Bay State Savings Bank Charter Number: 90311
Charter Type: Savings Bank – Mutual Holding Company Main Office: 28-32 Franklin Street , Worcester, MA 01608 Phone: 508-890-9000
Charter Date: 3/9/1895 Federal Regulator: FDIC Fax: 508-890-9070


Officers of the Financial Institution:
Name Title
Seth A. Pitts President & CEO
David W. Cox EVP, Chief Financial Officer
Tami M. Gunsch EVP, Chief Retail Banking Officer
Courtney R.Y. Nuara EVP, Chief Risk Officer
Diane M. Giampa Chief Community Engagement Officer
Daniel J. Kelser SVP, Chief Commercial Banking Officer
Thomas J. Belton SVP, Information Technology and Information Security
Bernard P. Gagnon SVP, Commercial Loan Officer
Gerald N. Plange Senior Consumer Lending Officer
Michelle M. Swiderski Customer Relationship Officer
Joseph P. Ewing Commercial Relationship Officer
Jennifer A. Hubert VP, Marketing
Heather L. Belair VP, Retail Client Experience Officer
Zachary C. Silverman VP, Branch Manager (Burncoat Street and Holden)
Cheri E. Carty VP, Finance and Controller
Joyce B. Shand VP, Credit Administration
Rosa M. Hernandez Branch Operations Officer
Lori L. Kowal VP, Commercial Loan Administration
Rachel Hall VP, Human Resources
Rebecca Hirtle VP, Deposit Operations and E-Banking
Stephanie T Soden AVP, Loan Servicing
Jessica M. Favreau AVP, Commercial Loan Officer
Pamela Gastori AVP, Portfolio Manager and Reporting Officer
Lauren M. Piehl AVP, Training and Financial Literacy Coordinator
Emiljano Beqo AVP, BSA and Fraud Manager
Gene L. Dow Financial Center Lead
Jeffrey B. Locke Sr. Branch Manager [Franklin and Grafton St] and Sr. Mortgage Officer
Ariana Dello Stritto Marketing Outreach Officer
Tiffany L. Ruiz Branch Manager (Mill Street)
Kathleen A. Sivret Branch Manager (Auburn)



Directors of the Financial Institution:
John N. Altomare, Esq.
Robert D. Blute III
Michael S. Farmer
William J. Fay II
Carol A. Garofoli
John M. Heald
Christine L. Lucey
Joni J. Milluzzo
Alan P. Pandiani
Seth A. Pitts
Sharon M. Wratchford