Bank/CU Name: Bay State Savings Bank Charter Number: 90311
Charter Type: Savings Bank – Mutual Holding Company Main Office: 28-32 Franklin Street , Worcester, MA 01608-1904 Phone: 508-890-9000
Charter Date: 3/9/1895 Federal Regulator: FDIC Fax: 508-890-9070


Officers of the Financial Institution:
Name Title
Seth A. Pitts President & CEO
Richard R. Hayward, Jr. EVP, Chief Financial Officer
Tami M. Gunsch EVP, Chief Banking Officer
Courtney R.Y. Nuara EVP, Chief Risk Officer
Anthony J. Pasquale EVP, Chief Commercial Banking Officer
Cheri E. Carty SVP, Controller
Joyce B. Shand SVP, Credit Administration
Jeffrey B. Locke SVP, Market Manager
Karin Gray SVP, Commercial Loan Officer
James A. Ciociolo SVP, Commercial Loan Officer
Bernard P. Gagnon SVP, Commercial Loan Officer
Catherine Hanna VP, Loan Servicing
Heather L. Belair VP, Retail Client Experience Officer
Jennifer A. Hubert VP, Marketing and Community Outreach
Angela Maher VP, Business Development
Rachel G. Hall VP, Human Resources and Learning
Kevin J. Hussey VP, Credit Administration
Anne K. Joyce VP, Banking Center Officer
Zachary C. Silverman VP, Banking Center Officer
Patricia M. Smith VP, Banking Center Officer
Stephanie T. Soden VP, Retail Lending Officer
Evelyn A. Toney VP, Business & Community Development
Rebecca L. Hirtle VP, Retail Enterprise Officer
Melani Bardhi AVP, Treasury Solutions Relationship Manager
Lauren M. Piehl AVP, Learning and Engagement
Pamela Gastori AVP, Portfolio Manager and Reporting Officer
Emiljano Beqo AVP, BSA and Fraud Manager
Dale E. Kline AVP, Marketing and Public Relations
Kyle B. Leonard AVP, Information Technology
Kathleen A. Sivret Banking Center Officer
Michelle M. Swiderski Banking Center Officer
Ciara S. Rodriguez Banking Center Officer
Joseph P. Ewing Residential Relationship Originator



Directors of the Financial Institution:
John N. Altomare, Esq.
Robert D. Blute III
Michael Cotoia
Michael S. Farmer
William J. Fay II
John M. Heald
Christine L. Lucey
Joni J. Milluzzo
Michele E. Sloan
Sharon M. Wratchford